The American Express Rewards Gold Card has the Membership Rewards Options program built right in, so you can earn points redeemable for rewards from over 50 of the top names in shopping, dining, and entertainment. Because this is a charge card, not a credit card, you'll pay your balance in full every month and you won't accumulate debt.

• No pre-set spending limit
• Reedeem points for free travel from a variety of international and domestic airline partners
• Points have no expiration date, and there's no limit to the number of points you can earn